ABLE Account Decision Guide Series

Understanding ABLE Account Savings and Public Benefits

SSI will not consider distribution to be income. Neither SSI eligibility nor payment amount will be affected.

This is true even if the QDE is for housing costs when not retained beyond the month of the distribution or a basic living expense like food. Ordinarily, SSI would consider either payment a form of unearned income if paid through another source.

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Note: Our ABLE Decision Guide Series is designed as an aid to decision making as it relates to establishing and using an ABLE account. This document does not cover every possible issue related to the topic and is not a substitute to more in-depth analysis that may be required in some cases.