Program Name: The Attainable Savings Plan (click to open an account)
Status: Open for Enrollment
State Program Manager: Fidelity MEFA -
State Account Limit: $400,000
Accepts Out Of State Residents: Yes
Annual Contribution Limit: $15,000
ABLE To Work Act Contribution: $12,140
Number Investment Options: 8
Program Investment Institution(s): Fidelity Investments: “ABLE accounts will be subject to investment risks, including loss of the principal amount invested.”
Debit Card Or Prepaid Card: Yes
Withdrawal Hold Rules: Yes
Medicaid Payback Waived: No.
State Income Tax Deduction: No.
FDIC Insured: No
ABLE Legislation:



Account Disclosure Document(s):

Account Disclosure Document

Additional Information:

HB 4047 became Chapter 226 of the Acts of 2014. HD 3753 was introduced to revise the pre-federal legislation and as of 1/21/16 is in the House Ways and Means committee.

Note that a debit card option is ONLY available to Attainable Plan customers who also open a Fidelity Cash Management Account. Attainable plan customers can open a Fidelity Cash Management Account and transfer money easily from their Attainable account to their Fidelity Cash Management Account. The Fidelity Cash Management Account provides a no annual fee debit card with ATM-fee reimbursement, free check writing, free Fidelity Billpay, the option to open as a joint account and the option to receive text alerts on Debit Card usage.


Program at a Glance

  • Is there an initial minimum contribution requirement to open an ABLE account? If so, how much?
  • Is there a required minimum contribution to your account? If so, what is the amount?
    No. $25.
  • Is there an annual set fee to maintain the account? If so, how much?
  • Are there fees or restrictions to the number of disbursement you are allowed? If so, what are they?
  • Is there a “debit card/purchasing card” available with the program? If so, what is the added cost?
    Yes. 0 "Open a Fidelity® Cash Management Account and use a debit card, fee-free ATMs, BillPay and free check writing to manage your disability-related expenses."
  • Can I roll over my ABLE account to another ABLE program? If so, what is the fee to do so?
    Yes. $0.
  • Fee Range
    • Annual Maintenance Fee:
    • Check Fee:
    • Debit Card Fee:
    • Investment Option Fee Range:
      $5.70 to $9.30 on $1,000 for one year
    • ABLE Account Transfer Fee:
    • Withdrawal Transaction Fee:
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