For people with disabilities, an ABLE account can be a powerful tool in making the dream of homeownership a reality. These accounts allow individuals to save money without jeopardizing their eligibility for public benefits, providing a dedicated source of funds for major life expenses, including buying a home. With money from their ABLE account, individuals can cover down payments, closing costs, and even monthly mortgage payments. Additionally, ABLE account funds can be used for necessary home modifications to ensure accessibility and safety. By leveraging their ABLE account, people with disabilities can achieve financial independence and the stability of homeownership, creating a secure and empowering living environment tailored to their needs.