ABLE Account Decision Guide Series

Finding the Funds to Save in an ABLE Account

ABLE law and policy allow any “person” to contribute to an ABLE account. The IRS definition of person includes trusts and estates.
If the trust value or principle is significant, the trustee may consider a targeted annual contribution to the ABLE account.


Note: Our ABLE Decision Guide Series is designed as an aid to decision making as it relates to establishing and using an ABLE account. This document does not cover every possible issue related to the topic and is not a substitute to more in-depth analysis that may be required in some cases.