ABLE Account Decision Guide Series
Determining Whether Something is a Qualified Disability Expense (QDE)
Purchase of Vehicle as a Transportation QDE
The lack of a vehicle is often cited as one of the major barriers to successful employment, especially in rural areas and in parts of the country without public transportation.
→If vehicle cost likely available through public benefit programs.
This will be rare. Consider state VR agency to pay cost of vehicle modifications; SSI’s Plan to Achieve Self Support (PASS) to save for a vehicle and an Individual Development Account.
→If vehicle cost likely not available through public benefit programs. ABLE account allows for long-term savings for an outright purchase or down payment, without ABLE account counted as a resource by SSI, Medicaid or other means-tested federal and an Individual Development benefit programs.
Note: Our ABLE Decision Guide Series is designed as an aid to decision making as it relates to establishing and using an ABLE account. This document does not cover every possible issue related to the topic and is not a substitute to more in-depth analysis that may be required in some cases.