Week #5: How Do I Enroll?


Understanding How to Enroll and How to Compare ABLE Programs

Although many ABLE Programs are similar, they may differ from each other in important ways.  There is no “one size fits all” when it comes to choosing an ABLE program, and with over 25 options to choose from, it is important to know how to find a program that best meets your particular needs.  

Topics at a glance

Do I need to visit my local bank in order to enroll in an ABLE account?

No, once you choose an ABLE program that you feel comfortable with, you will enroll in that program through their online website.

Can I enroll in mulitple ABLE programs?

No, a person is only allowed to have one ABLE account at any given time.

Am I allowed to change ABLE programs if I choose?

Yes, while you can not have more than one ABLE account at any given time, you can do a program to program transfer in the event that you want to change ABLE programs.

Are ABLE programs required to offer a debit card feature and/or an FDIC insured checking account option?

No, however many do offer those benefits.  It is important to examine this when choosing the right ABLE program for you.

Are all ABLE programs required to enroll out of state residents?

No, ABLE programs are not required to enroll out of state residents, however the majority of ABLE programs do.

Where can I go to compare different ABLE programs?

The ABLE National Resource Center website offers visitors a tool to compare up to three ABLE programs at a time.  This comparison tool helps people compare and contrast various ABLE programs based on a number of different characteristics that we think potential ABLE account owners may want to take into consideration.  You can find this comparison tool by clicking HERE.


View ANRC's informational videos

Register for our "Choosing the Right ABLE Program for You" webinar (Sponsored by Fidelity Investments)

With over half the States in the country having launched ABLE programs, the ABLE National Resource Center (ANRC), as part of the #ABLEtoSave campaign, would like to invite potential ABLE participants, their families, and all other ABLE stakeholders, to attend a free webinar focused on helping you understand how to determine which ABLE program might be best for you and how to best prepare to open your ABLE account.

For more information (including how to register) click HERE.

"Ask the Experts"

The ABLE National Resource Center is always ready and willing to anwser your ABLE related questions to the best of our ability.  If you have a question or comment please click HERE to submit your question or comment and we promise to get back to you as soon as possible.

View our Friday Fast Facts

Friday Fast Fact: Many ABLE programs offer a debit card feature.

Friday Fast Fact: Several states offer state income tax deductions for in-state residents who make contributions to an ABLE account.

Friday Fast Fact: Enrollment into an ABLE program and opening of an ABLE account is done online.