Program Name: Enable Savings Plan (click to open an account)
Status: Open for Enrollment
State Program Manager: First National Bank of Omaha
State Account Limit: $400,000
Accepts Out Of State Residents: Yes
Annual Contribution Limit: $15,000
ABLE To Work Act Contribution: $12,140
Number Investment Options: 4
Program Investment Institution(s): The Nebraska Investment Council: “Except to the extent of the Federal Deposit Insurance Corporation (FDIC) insurance provided for the debit/checking option, ABLE accounts will be subject to investment risks, including loss of the principal amount invested.”
Debit Card Or Prepaid Card: Yes
Withdrawal Hold Rules: Yes
Medicaid Payback Waived: No.
State Income Tax Deduction: Yes. Contributions by anyone who files a Nebraska state income tax return are eligible to receive a Nebraska state income tax deduction for their own contributions of up to $10,000 ($5,000 if married, filing separately).
FDIC Insured: Yes
Account Disclosure Document(s):

Account Disclosure Document

Program at a Glance

  • Is there an initial minimum contribution requirement to open an ABLE account? If so, how much?
    Yes. $50.
  • Is there a required minimum contribution to your account? If so, what is the amount?
    Yes. $25.
  • Is there an annual set fee to maintain the account? If so, how much?
    Yes. The current account maintenance fee is $45 annually, payable at $11.25 quarterly.
  • Are there fees or restrictions to the number of disbursement you are allowed? If so, what are they?
  • Is there a “debit card/purchasing card” available with the program? If so, what is the added cost?
    Yes. There is a debit card at no additional cost to be used for assets in checking.
  • Can I roll over my ABLE account to another ABLE program? If so, what is the fee to do so?
    Yes. $0.
  • Fee Range
    • Annual Maintenance Fee:
      The current account maintenance fee is $45 annually, payable at $11.25 quarterly.
    • Check Fee:
      $2.00 per month unless enrolled in electronic statement delivery. To enroll in electronic statement delivery for the checking investment option, once you receive your debit card, visit, register your account, and click on documents to select your delivery preferences. Maintain an average monthly checking investment option balance of at least $250.
    • Investment Option Fee Range:
      $5.00 to $5.50 on $1,000 per calendar year.
    • Statement Fee:
      Rolled into maintenance fee.
    • ABLE Account Transfer Fee:
    • Withdrawal Transaction Fee:
      $0 – No Charge to use Fifth Third Bank ATMs or partner network ATMs, as found on Branch & ATM locator on
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